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Michael H's Discussions (2)

Discussions Started (2) Replies Latest Activity

Using a Hurdle Model in Credit Scoring

Has anyone used or have thoughts on using a 2-step hurdle model to address the imbalance of "GOODS" vs "BADS" often present in a sample of…

Started by Michael H in Data Mining Software

0 Jun 20, 2013

Macro Data in Credit Scorecard Models

I was wondering if anyone has found any success in using external macro data (i.e. per capita income, unemployment rate, foreclosure data)…

Started by Michael H in Business Analytics

1 May 11, 2013
Reply by Jeffrey Ng

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