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Started Jun 20, 2013 0 Replies 0 Likes
Has anyone used or have thoughts on using a 2-step hurdle model to address the imbalance of "GOODS" vs "BADS" often present in a sample of borrowers?That is, first run a logistic regression on your…Continue
Tags: Hurdle, Model, Data, Imbalanced, Modeling
Started this discussion. Last reply by Jeffrey Ng May 11, 2013. 1 Reply 0 Likes
I was wondering if anyone has found any success in using external macro data (i.e. per capita income, unemployment rate, foreclosure data) in building out credit models. For the record, I model for…Continue
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