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RockyRambo's Discussions

Credit Risk Scorecards Points Calculation

Started this discussion. Last reply by Sriram Bhagavatula Jul 22, 2013. 3 Replies

We use linear scaling to calculate score/points for an applicant. Now, if we were to determine the number of points for each attribute of a characteristic, Naeem Siddqui, gives the following equation…Continue

Tags: Scorecards, Risk, Credit

Weight statement and oversampling or undersampling

Started this discussion. Last reply by RockyRambo Oct 25, 2012. 2 Replies

I need an understanding of the usage of Weight statement. Background - I had to build a logistic regression response model on rare event data with event rate as low as 0.008%. I increased the event…Continue

Variable Clustering

Started this discussion. Last reply by RockyRambo Oct 24, 2012. 4 Replies

I have a question that if we are using proc varclus to eliminate redundancy in the IV's, how do we go about selecting the cluster representatives? I know the lower the (1-R^2) ratio, the better is a…Continue

WOE v/s using continuous variables as such

Started this discussion. Last reply by RockyRambo Oct 24, 2012. 2 Replies

What are the advantages/disadvantages of using WOE approach viz-a-viz. using continuous variables in their original form..For e.g. Making bins of Age and then using its WOE's in the model v/s using…Continue


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Genpact, EXL Decision Analytics (erst while Inductis)
Job Function:
Business Analytics, Predictive Modeling, Data Mining, Operations Research, Quant, Econometrics, Web Analytics
Short Bio:
Designed analytics solutions across multiple domains (Transportation, Health Care, Marketing & Insurance) in US markets; Managed Projects & Client Relationship (independently & in teams); Led, trained & mentored new hires..
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Finding a New Position, Networking, Recruiting

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At 10:54am on March 27, 2013, r chaitanyapradeep said…

thanks for your reply....if you get it plz you have cody's innovative sas technique book ?


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