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Featured Blog Posts – March 2019 Archive (2)

The importance of Alternative Data in Credit Risk Management

The emergence of alternative data as a key enabler in expanding credit delivery and financial inclusion is unmistakable.

The saying that the only thing that is constant is change, is attributed to Heraclitus, the Greek Philosopher. This is so very relevant today in the way lenders use technology and scoring solutions to understand the credit worthiness of applicants. Credit Risk Management has come a long way from the days when banks used just one credit score cut off to…

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Added by Naagesh Padmanaban on March 25, 2019 at 11:15pm — No Comments

Fascinating Developments in the Theory of Randomness

I present here some innovative results from my most recent research on stochastic processes. chaos modeling, and dynamical systems, with applications to Fintech, cryptography, number theory, and random number generators. While covering advanced topics, this article is accessible to professionals with limited knowledge in statistical or mathematical theory. It introduces new material not covered in my recent book (available …

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Added by Vincent Granville on March 21, 2019 at 7:30am — No Comments

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