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All Blog Posts Tagged 'banking' (3)

Cloud Based Analytics - Coming Clash of the Titans

From all indications, 2015 is well on its way to becoming the year of cloud computing. The feverish pitch of activities at key players on one hand and the data as well as observations of industry pundits affirm this. There are apparently  a handful of reason to keep the IT industry leaders awake at night.  

For starters, per , 2014 revenues for cloud services grew by…

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Added by Naagesh Padmanaban on April 4, 2015 at 7:30pm — No Comments

Digital Banking – Lessons from channel integration

Digital banking offers unprecedented opportunities both for banks as well as customers. It has provided banks breadth and ease in delivering their products and services to customers. As for customers, it has pushed service options and expectations to a new high. Given the opportunity spectrum, it is no surprise that banks have invested heavily in upgrading their digital preparedness. 2015 promises more investments in digital banking.

A definition of digital banking will be of help…

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Added by Naagesh Padmanaban on February 2, 2015 at 12:00am — No Comments

DEBIT CARDS - HOW PROFITABLE ARE THEY FOR BANKS?

“Banks will let you overspend on your debit card in a way that is much, much more expensive than almost any credit card,” said Eric Halperin, director of the Washington office of the Center for Responsible Lending. Debit has essentially changed into a stealth form of credit, according to critics like him.



The problem is that banks charge you an overdraft fee when you spend more than what is in your account, instead of denying the purchase. Three-quarters of the largest American banks… Continue

Added by Chandan Pathak on September 17, 2009 at 6:40am — No Comments

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