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Most banks are going to add small fees e.g. for debit card ($3/month in my case). Last time I went to my bank, I had this strange conversation:
Another question: where/how do bank recruit bank managers? What kind of degrees do they have? Aren't they supposed to be analytic people with some financial acumen? In the 15-minute conversation, I told them that my most urgent issue is not a $3/month fee for a debit card, but instead the $500/month charges to process credit cards for my business account. I asked them if they could help with that, and they had no idea what I was talking about, and of course no solution.
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I smiled the whole way through.
Even if you were being serious? I like your humor and logic.
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